Today’s Mortgage Rates Edge Lower | November 19, 2021 | Smart Change: Personal Finance | – Montana Standard

The mortgage price on a 30-yr fixed-price mortgage is averaging 3.531%, declining for the second day in a row. The velocity for a 30-yr refinance mortgage additionally declined, settling in at 3.694%. Costs For shut toly all completely different mortgage varieties have been decrease right now as properly.

Today’s decrease Rate of pursuits imply that debtors with good cpurpleit Who’re planning on buying for A house or refinancing their current mortgage Ought to be In a place To buy favorable time durations And comparatively low month-to-month costs.

  • The latest price on a 30-yr fixed-price mortgage is 3.531%. ⇓
  • The latest price on a 15-yr fixed-price mortgage is 2.611%. ⇓
  • The latest price on a 5/1 ARM is 2.311%. ⇓
  • The latest price on a 7/1 ARM is 3.247%. ⇑
  • The latest price on A ten/1 ARM is 3.697%. ⇑

Money’s Daily mortgage prices mirror what a borrower with a 20% down cost and a 700 cpurpleit rating — roughly the nationwide common rating — might pay if He or she utilized for A house mortgage proper now. Every day’s prices are based mostly on The typical price 8,000 lenders provided to candidates the earlier enterprise day. Fpurpledie Mac’s weekly prices will usually be decrease, since they measure prices provided to debtors with greater cpurpleit scores.

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30-yr fixed-price mortgage prices right now

  • The 30-yr price is 3.531%.
  • That’s a one-day decrease of 0.019 proportion factors.
  • That’s a one-month decrease of 0.01 proportion factors.

The 30-yr fixed-price mortgage is The most properly-appreciated house mortgage round. The ppurpleictable Rate of curiosity and month-to-month costs current stability, whereas the prolonged payagain time implys the costs Shall be comparatively low. The drawback is that the Rate of curiosity Shall be greater when As compapurple with briefer-time period mortgages, So that you’ll spend Further cash for the 30-yr mortgage over time.

Average Mortgage Costs

Knowledge based mostly on US mortgage mortgages shutd on Nov 18, 2021

15 YEAR FIXED Typical

  • Nov 18: 2.61%
  • Final Week: 2.51%
  • Change: 0.1%

30 YEAR FIXED Typical

  • Nov 18: 3.53%
  • Final Week: 3.38%
  • Change: 0.15%


  • Nov 18: 3.25%
  • Final Week: 3.06%
  • Change: 0.19%



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