8 Best Mortgage Refinance Companies of November 2021 | Smart Change: Personal Finance | jg-tc.com – Journal Gazette and Times-Courier


  1. Best Overall

    Quicken Loans

    Our Partner

    • Minimum Credit Score:

      620 (580 for FHA loan)

    • Refi Loan Types:

      Adjustable-rate Mortgage, 15- and 30-year Mortgage, FHA, VA and USDA Loans

    • J.D. Power Rating:

      Among the Best

    • NMLS Regulatory Actions:

      5

    • Availability:

      Available in all 50 states and the District of Columbia

    Check Price

  2. Best Marketplace

    Zillow Home Loans

    Our Partner

    • Minimum Credit Score:

      580 (FHA), 620 (VA), 640 (USDA), 680 (Conventional)

    • Refi Loan Types:

      Fixed-rate mortgage, adjustable-rate mortgage, Jumbo, VA, FHA and Conventional

    • J.D. Power Rating:

      Not Rated

    • NMLS Regulatory Actions:

      3

    • Availability:

      Not licensed in all 50 states

    Check Price

  3. Best for Fast Closing Time

    Better Mortgage Refinance

    Our Partner

    • Minimum Credit Score:

      620

    • Refi Loan Types:

      Adjustable-rate Mortgage, 15, 20, and 30-year Mortgage

    • J.D. Power Rating:

      Not Rated

    • NMLS Regulatory Actions:

      5

    • Availability:

      Available in the District of Columbia and all states except HI, MA, NV, and NH

    Check Price

  4. Best for Online Mortgage Refinancing

    loanDepot

    Our Partner

    • Minimum Credit Score:

      620 (580 for FHA loan)

    • Refi Loan Types:

      Adjustable-rate Mortgage, 10 to 40-year Mortgage, VA and FHA Loans

    • J.D. Power Rating:

      Better than Average

    • NMLS Regulatory Actions:

      3

    • Availability:

      Available in all 50 states and the District of Columbia

    Check Price

  5. Best Credit Union

    Navy Federal Mortgage Refinance

    Our Partner

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